Let’s decode the mortgage alphabet soup:

Conventional: Great if your credit’s solid and you’ve got some money down
FHA: Lower credit and down payment? This one’s for you
VA: For veterans — zero down and no PMI
USDA: Rural homes with 0% down, if you qualify
ARM: Adjustable rates — good short term, risky long term
Not sure which one’s right for you? That’s what I’m here for