Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.
Loan Options
Purchase
GlowUp Home Loan
Get the financial support you need for your home renovation projects.
DSCR Home Loan
Focus on the debt-service coverage ratio to get the right home loan.
Bank Statement Program
Leverage your bank statements to secure a favorable home loan.
Investment Property
Mortgage loan programs for vacation and investment properties.
Low Down Payment Options
Explore options that may make you a home owner with a low down payment.
First Time Home Buyer
Popular loan programs for first time home buyers.
Jumbo Loan
Jumbo loans offer maximum flexibility for home financing for larger loans.
USDA Loan
Purchase a home with no money down in certain rural and suburban areas.
Construction Loans: Build It Your Way
Roll the costs of the renovation into your loan.
VA Loan
VA Loans offer flexible options as either fixed-rate or ARM mortgages.
FHA Loan
An FHA loan provides a government-insured loan with flexible loan options.
Fixed Rate Mortgage
Interest Rate and payments remain the same for the entire term of the loan.
Refinance
Cash-Out Refinance
Access home equity for various purposes.
Refinance
Mortgage refinancing may lower your monthly payments.
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About Us
The Spiegel Group, led by Robert Spiegel, aims to consistently be in the top 1% of loan origination teams in the nation.
Republic State Mortgage is committed to building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. We care about the people we serve.
Company NMLS: 62411
Equal Housing Opportunity
Contact Us
- Main Office: 815 Hawthorne St. Houston, TX 77006
- (713) 961-5363
- Email Us Today
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SSL Certificate
© 2025 Republic State Mortgage Co. All Rights Reserved. NMLS 62411. 815 Hawthorne Street, Houston, TX 77006. Phone: 713-961-5363
This is not an offer for an extension of credit or a commitment to lend. All applications are subject to credit and property approval.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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