How to Shop for a Home Without Losing Your Mind (or Wallet)
As your lender, let me be straight with you: it’s way too…
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Preapproval: AKA Your Golden Ticket
Let’s talk about getting preapproved — not to be confused with “prequalified,”…
What the Heck Is “Cash to Close”?
I get this one all the time: “Wait, I thought my down…
The ‘Oops, There’s More’ Homebuying Costs
You thought the down payment was it? Nope. Here’s the full damage…
Find the Right Neighborhood—It’s More Than Just Curb Appeal
You can repaint a house. You can’t repaint the neighbors. Choose wisely.…
Understanding an Appraisal Contingency
Appraisal contingency can be added to the real estate contract in Texas. …
Should I Buy or Rent?
Here’s the truth: it depends on your life stage, finances, and plans.…
How Much Income Do I Need to Buy a Home?
It’s less about the number and more about the ratio. Lenders look…
Cosigning a Mortgage: Think Before You Sign
Cosigning is a big deal — you’re not just ‘helping out,’ you’re…
Loan Types 101
Let’s decode the mortgage alphabet soup: – Conventional: Great if your credit’s…
Five “Adulting” Savings Hacks for Home Buyers
Buying a house without cash? Only in fantasy movies. Here’s how real…
About Us
Robert Spiegel aims to consistently be in the top 1% of loan originators in the nation with over 22 years as a loan officer and 28 years in the real estate industry.
Robert represents First Horizon Bank, NMLS #472329.
This site does not necessarily represent the views of companies that Robert represents.
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920 Memorial City Way
Suite 1125
Houston, TX 77024 - (713) 961-5363
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© Robert Spiegel NMLS 198315. All Rights Reserved. 920 Memorial City Way, Suite 1125, Houston, TX 77024. Phone: 713-961-5363
Banking products and services provided by First Horizon Bank. Member FDIC. Equal Housing Lender. NMLS #472329.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.