We believe in transparency. We also believe that if we strive to offer you the ideal financing solutions for your mortgage needs, without all of the yuck that the industry tries to push on consumers, you’ll make smarter financial decisions. Isn’t it time you had an advocate?
Buying, selling, and owning Real Estate is complicated. There, we said it. You know what makes it worse? All the noise out there that pushes people to make horrible financing mistakes.
The internet was supposed to make big financial decisions easier. We have so much data in the palm of our hands, but it has done the opposite.
We’re overwhelmed with data and opinions, making it impossible to determine what steps you need to follow to make smarter, better financial decisions.
Then there’s the current state of our industry. The barriers to entry are too low and there are too many unskilled people looking for a quick buck. Homebuyers find out too late the “advisors” they’re working with don’t even live in the US – or have never owned their own home. This makes important financial decisions seem scary. That’s where we come in.
Robert Spiegel has 22+ years experience in the mortgage industry and 27 years in the real estate industry. This is the foundation of what makes us different. With the help of an EXPERIENCED team, we’ve built a referral-based business that focuses on helping our clients make solid financial decisions – paying attention to what is important. You and your needs!
What makes our strategy different? In addition to Robert’s experience in the mortgage industry, he has experience in commercial real estate site development, residential construction, commercial sales, and property management.
All this real estate knowledge has helped Robert become an expert on the Texas housing market…and that expertise is the recipe for creating strategies that MAKE A DIFFERENCE IN YOUR LIFE.
Please check out our 27 educational articles we put together.
As an education based mortgage company we strive to provide helpful information.
Visit our learning center to learn some great tips about buying a home.
What are your goals?
The Spiegel Group, led by Robert Spiegel, aims to consistently be in the top 1% of loan origination teams in the nation.
Republic State Mortgage is committed to building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. We care about the people we serve.
Company NMLS: 62411
Equal Housing Opportunity
© 2025 Republic State Mortgage Co. All Rights Reserved. NMLS 62411. 815 Hawthorne Street, Houston, TX 77006. Phone: 713-961-5363
This is not an offer for an extension of credit or a commitment to lend. All applications are subject to credit and property approval.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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